Integration · Bank
Mercury, in the modelevery balance and transaction, with a read-only token.
Mercury holds the cash. Connect it with a read-only token and the forecast starts from the balance in the account today, every transaction is categorised into the lines it belongs to, and burn and runway are measured from what actually left the bank rather than estimated.
What Replafin reads
The lines Mercury fills
We read accounts, balances and transactions; a read-only token cannot move money.
- Cash in the bank
- Sales
- Cost of those sales
- Staff
- Marketing & sales
- Rent & premises
- Software
- Legal & professional
- Everything else
- Equipment & assets bought
- Loan repaid
- Interest paid
- Kind
- Bank
- Connects by
- Paste a read-only key
- Time to connect
- about 2 minutes
How to connect
- 01Open app.mercury.com and click Settings (bottom left), then API Tokens.
- 02Click "Create new token" (or "+ New token").
- 03Choose Read Only access and name it "Replace".
- 04Copy the token. It is shown once. Paste it here.
Free. Tokens can be revoked any time from the same page.
What happens next
What the forecast does with Mercury
Balances seed opening cash; transactions fill revenue collected, payroll, rent, software, marketing and the rest by category, plus capex and loan movements when they appear. Runway is then walked along the projected cash curve from the real starting point, and the number on the dashboard moves the moment a sync lands.
Live connections refresh themselves when they are more than six hours old. Every row a sync writes lands on the changes log, and anything it cannot categorise with confidence waits for you in Review. The cash flow forecast guide shows how the months ahead are built from these actuals.
Questions
Mercury, answered
Can a read-only Mercury token move money?
No. Mercury's read-only tokens can list accounts, balances and transactions and nothing else, and you can revoke the token from the same page at any time.
Does Replafin write anything back?
No. Every connection is read-only by construction: restricted keys, read scopes or a Plaid link that cannot move money. Replafin reads balances, transactions and reports; it never posts, edits or deletes anything in the source.
How often does it sync?
Live connections refresh themselves when they are more than six hours old, and you can refresh on demand. Every row the sync writes lands on the changes log, and anything it cannot categorise with confidence waits for you in Review instead of being guessed.
Which plan includes integrations?
All of them. Connectors are part of the workspace on every plan; nothing about the bank, books or payroll links is gated by tier.
Other sources: QuickBooks Online, Xero, Stripe, Brex, Your bank, via Plaid, Otto HR, CSV or XLSX.
Connect Mercury.Forecast from real numbers.
Open the workspace, connect the source in minutes, and the model opens on the balances you actually have. Plans from $200 a month.