SaaS
SaaS financial modeling softwarefor ARR, burn and runway.
Subscription businesses need more than a typed P&L. Replafin starts from SaaS drivers (customers, price, churn, hires), computes the three statements, and keeps burn and runway honest when Stripe and the bank refresh actuals.
The job
What SaaS founders need from a model
A SaaS model has to answer cash questions and growth questions in the same place: how ARR builds, what net burn is, how many months of runway remain after the hiring plan, and what a round does to ownership. A spreadsheet that tracks MRR in one tab and payroll in another will disagree the week you hire.
- Recurring revenue math with churn and expansion, not only last month's bookings.
- Cash timing for monthly invoices and annual prepay (deferred revenue).
- Headcount as a burn lever with real start dates.
- Raise-ready outputs when you need valuation and a cap table.
Template
SaaS template defaults
Start from how subscription companies actually sell, then edit the drivers.
The SaaS template sets a customer and ARPU build, monthly churn, collection terms and a sensible cost-of-revenue starting point so you are not inventing structure. Change the numbers to match your pricing tiers and sales motion; keep the driver shape.
Engine
Drivers into three statements
Replafin is driver-based: assumptions recompute the income statement, cash flow and balance sheet together. The three-statement links stay tested so deferred revenue, receivables and cash do not drift when annual plans spike collections.
ARR and related SaaS metrics sit on top of that same engine, so the board pack and the cash view are not two different truths.
Actuals
Stripe, bank and books
Connect Stripe for subscription and payout signals, a bank via Plaid (or Mercury/Brex) for balances, and QuickBooks Online or Xero for books. Real figures beat the plan where reconcile rules say they should; overrides stay on the change log.
Full list on integrations. CSV import remains available when an API is not.
Hiring
Headcount, burn and runway
Engineering and GTM hires dominate SaaS burn. Model roles with start dates and fully loaded cost so runway shortens on the month people join, not when you remembered to edit a spreadsheet total. See headcount planning and the burn rate and runway calculator for the cash framing.
Raise
Valuation and the cap table beside ARR
When you raise, mark the company as raising and use valuation methods, the raise plan and the cap table from the same file as the forecast. Startup valuation covers pre-revenue and forward methods; Pro can list the company to approved investors.
Fit
Who this is for
- Seed and Series A SaaS founders who need one model for cash and the raise.
- Bootstrapped subscription products that care about runway and default-alive paths.
- Accountants supporting SaaS clients who want Accountant view tables with the same engine.
Not a fit if you need multi-entity corporate FP&A across a large group. See alternatives for category trade-offs.
Pricing
Starter $200, Pro $500
Starter is $200 a month for one company. Pro is $500 a month for unlimited companies and a listing in front of approved investors. Both include the full modeling product. Details and Investor access on pricing.
Questions
SaaS financial modeling, answered
What is SaaS financial modeling software?
Software that projects a subscription business from drivers such as customers, ARPU, churn and headcount, then produces linked financial statements, cash, burn and runway. Better tools also pull actuals from Stripe, the bank and accounting software.
What should a SaaS financial model include?
A revenue build (new customers, churn, expansion or ARPU), cost of revenue, payroll with start dates, recurring opex, collection terms for invoices and annual prepay, and financing. From that: P&L, cash flow, balance sheet, ARR metrics, burn and runway.
Can Replafin connect to Stripe?
Yes. Stripe is a supported integration so subscriber and payout figures can feed the workspace. Banks, QuickBooks Online, Xero and others are available too. See the Stripe integration page for connect steps.
Is this only for venture-backed SaaS?
No. The SaaS template helps any subscription business that needs a forward view of cash and profitability. Raising tools appear when you mark the company as raising; bootstrapped teams can leave them off.
How much does it cost?
Starter is $200 a month for one company. Pro is $500 a month for unlimited companies and a listing in front of approved investors. Every plan is the full modeling product.
Model the subscription business.Not just last month's MRR.
Open the SaaS template, connect Stripe when you are ready, and watch ARR, burn and runway move from the same drivers. Plans from $200 a month.